HM Clause

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Get Peace of Mind with Pet Coverage

Accidents: Spot plans help ensure your pet is covered from head-to-tail for unexpected accidents and injuries
Illnesses: Spot plans cover exams for qualified illnesses and related treatment, including things like surgeries & medications
Wellness:Spots optional Preventative Care plans focus on routine care and regular check-ups to help ensure their routine wellbeing.

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SPOT PLANS HELP COVER VET BILLS FOR:

Vet Exam Fees
Behavioral Issues
Dental Illnesses
Surgery

Microchip Implantation
Unexpected Emergencies
Hereditary Conditions
Prescription Medications

Diagnostics
X-rays & Tests
Cancer & Growths
And Much More...

Employee Discounts
Get up to 20% off with HMC's employee discount
Shape Your Premium Costs
Customize your annual limit, annual deductible and reimbursement rate to make your pet and wallet happy.
Simple & Easy Claims Process
Visit any vet in the U.S. or Canada
Submit your claim online
Get cash back for covered vet bills.
Click here for information on the reimbursement process

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.This site is provided as a convenience to the user. It is not intended to be a legal document. Therefore, if in any instance information provided within this site differs from that of actual policy or that of any official employer information, the actual policy or employer information shall always prevail. Any use of this site, whatsoever, shall constitute user's acceptance and agreement that the employer and all individuals associated with the creation and maintenance of this site shall be held harmless for any loss. If user does not agree with the above statement the only possible remedy would be immediate exit from this site and discontinuance of its use.

You may enter this site only upon reading, understanding, and agreeing to this statement:

This site is provided as a convenience to the user. It is not intended to be a legal document. Therefore, if in any instance information provided within this site differs from that of actual policy or that of any official employer information, the actual policy or employer information shall always prevail.
This site contains links that will take the user from within this site to external websites not owned or operated by HM. Clause Information provided within those sites is not within the control of HM. Clause. No warranty is made, whatsoever, as to the validity or accuracy of information contained within third party sites.
Any use of this site, whatsoever, shall constitute user's acceptance and agreement that the employer and all individuals associated with the creation and maintenance of this site shall be held harmless for any loss. If user does not agree with the above statement the only possible remedy would be immediate exit from this site and discontinuance of its use.

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